Your Finances Matter
How you manage your money can affect the opportunities available to your character.Maintain your accounts, make your payments, and protect your credit if you plan on making larger purchases in the future.What Can You Do?
The banking system includes several features designed to make your character’s financial life more meaningful.Manage Your Accounts
View and manage your personal, savings, shared, and eligible job accounts.
Create Shared Accounts
Create accounts that can be shared with friends, businesses, crews, or other characters.
Build Credit
Your character has a credit score that can influence financial opportunities and major purchases.
Manage Loans
Take out loans and keep track of repayment obligations through the banking system.
Earn Savings Interest
Keep money in savings and allow it to earn interest over time.
Account Freezes
Accounts can be frozen when law enforcement or the legal system has appropriate grounds to do so.
Banking Overview
When you first open the banking system, you’ll be presented with your main financial dashboard. This gives you a quick overview of your available accounts and financial information.
Banking Overview
Your Accounts
Your banking system may contain several different types of accounts.Personal Account
Your primary Bank Account is your character’s everyday financial account. This is where you’ll handle much of your normal banking activity.Savings Account
Your Savings Account gives you a separate place to store money away from your everyday balance. Money held in savings can also earn interest over time.Job Account
If your character has access to an eligible job or business account, it may also appear inside the banking system.Custom & Shared Accounts
You can also create additional accounts for specific purposes and share access with other characters.
Account Management
Separate Your Money
Different accounts can help your character organize money for different purposes instead of keeping everything inside one balance.Shared Accounts
Need an account that more than one person can access? The banking system allows you to create shared accounts. These can be useful for things such as:- Businesses
- Organizations
- Crews
- Families
- Partners
- Joint expenses
- Other shared financial arrangements
Shared Account Management
Savings
You don’t need to keep every dollar inside your everyday account. Savings accounts provide another place to store money and can generate interest over time.
Savings & Account Details
Loans
Need access to money your character doesn’t currently have? The banking system includes loan management. Eligible loans can be managed directly through your bank, including the repayment obligations associated with them.
Loan Management
Credit Score
Your character now has a credit score. That score represents part of your character’s financial history and can have real consequences when attempting to finance larger purchases.
Credit Information
Credit Has Real Consequences
Your credit score isn’t just a number sitting on a menu.It can affect whether your character qualifies for certain financial opportunities.Vehicle Financing
Thinking about financing a vehicle? Your credit matters. If your financial history becomes poor enough, you may find yourself unable to qualify for vehicle financing.
Vehicle Financing & Credit
Account Freezes
Your money isn’t necessarily untouchable just because it’s sitting in the bank. Under appropriate legal circumstances, an account may be frozen.Legal Financial Action
Law enforcement or the legal system may be able to restrict access to financial accounts when proper legal grounds exist.An account freeze can prevent your character from freely accessing affected funds.Banking Can Create Roleplay
The banking system gives characters more financial decisions to make. Maybe you’re:- Saving for your first house
- Financing a vehicle
- Building credit
- Running a business account
- Sharing money with a partner
- Taking out a loan
- Trying to recover from bad financial decisions
- Managing money for an organization
- Dealing with a frozen account
- Trying to keep your finances organized across several accounts
Save
Build toward larger purchases and take advantage of your savings account.
Borrow
Use available loans when your character needs additional financial flexibility.
Build Credit
Maintain your financial standing if you plan to finance major purchases.
Share
Create accounts for businesses, crews, partners, or other shared financial needs.